How Our Terms Apply in Indonesia
These Terms & Conditions apply when you create an account, sign in, use the mobile lobby or request an account transaction through pw128. They explain what details you must provide, how we may ask for phone verification, and what happens when account information does not match.
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Access depends on local law, and you must use the service only where local law permits. Payment instructions are part of the same policy context: choose the displayed DANA, OVO, GoPay or QRIS route, follow the amount and reference shown, and keep your receipt. Bank transfer
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and virtual account steps may require a matching account name before processing. We may update wording when operational or legal requirements change, with the current version shown on this page.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.